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HOW TO AVOID SHOCK AND AWE IN MAKING A REAL ESTATE INVESTMENT – Mortgage Communications Spot – Florida Mortgages, Tampa Bay, Loans for First Time Buyers, FHA, VA and Refinance Five percent of Florida borrowers still owe more on their mortgages than their homes are worth, and an additional 5 percent have very little equity in their homes. Home prices in Fort Myers, which saw considerable flooding from Irma, are still 29 percent below what they were during the housing boom.

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The Mortgage Fraud Strike Force established by the Attorney General has been investigating and prosecuting a wide range of crimes related to mortgages, foreclosures and real estate.

FHA program guidelines favor real estate investors looking to buy 2-unit, 3-unit, or 4-unit homes — especially first-timer buyers.. lender – which means that the FHA doesn't make mortgage loans.. This is more than 100 points below the minimums for the conventional, VA, and USDA mortgage programs.

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